YourTurn® by Erie Insurance

Users can earn a reward every two weeks – based on the score they earn for the two-week period.

Youthful drivers (ages 16 through 23) with a score of 95 or above will earn a $10 reward, and a score of 90-94 will earn a $5 reward. Adult drivers with a score of 95 or above will earn a $5 reward, and a score of 90-94 will earn a $2.50 reward.

Note: In Indiana, all drivers are eligible for $5 with a score of 95 or above, and $2.50 for a score of 90-94. 

• Drivers can cash in their rewards for their choice of over 25 different types of gift cards or Visa prepaid cards.
• Rewards can also be donated to charity.

YourTurn collects and analyzes driving data and displays an overall driving score assessed by combining hard braking, hard acceleration, hard cornering, speeding, and phone use. YourTurn calculates your score (out of 100) over the last two weeks of drives based on:

• Driving "smoothness": hard braking, acceleration intensity, and hard cornering. These factors are correlated with accidents.
• Speeding: Respecting the speed limit decreases the risk of an accident, helps improve road safety, and improves your Score.
• Phone use while driving: YourTurn measures phone distraction on a trip. Drivers who use their phone while driving are more likely to get into an accident because they are distracted and cannot react in time.

YourTurn shows you the following information about your driving habits: 

• Dashboard - the top of the dashboard shows your overall score computed over the last two weeks of driving. Tapping on the score shows information about how your score was calculated. The rest of the dashboard has seven panels: rewards; the latest scored trip; optional Family program; your rank on the leaderboard; trends in performance over time; streaks showing how well you have done in avoiding phone distraction, speeding and hard braking; and recent achievements.
• Trip - shows a list of all your trips. Each trip is scored on a scale from 1 to 5. Selecting a particular trip takes you to a map view of the trip and summarizes important events and score for the trip. Only the most significant events from a drive are shown on the map. The map also shows any excessive speeding and significant phone distraction. The app also classifies your trip as "Driver" or "Not driving" (passenger or another mode of transport). If the automatic classification is incorrect, you can change it by selecting the icon located next to the mode classified by the app. By keeping your transport modes accurate, the app learns your driving habits and classifies future trips more accurately.
• Driving Tips - the app shows personalized tips to improve your driving; these tips depend on the factors that are most responsible for lowering your score.
• Achievements - drive well and accumulate badges for achieving safety milestones.
• Leaderboard - win bragging rights over your friends and leaderboard competitors.
• Settings - change settings to use only Wi-Fi to upload sensor data for a trip or get notified when results are available.