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Insurance for ATVs, Snowmobiles, Golf Carts and More

Life can be more fun when you own toys for recreation and sport, but always play it safe by having proper insurance coverage. Many types of miscellaneous vehicles can be added to an Erie Insurance auto policy.

Off-Road Vehicle Insurance

The great outdoors—you love being out there. A dirt trail or wooded path is perfect for a ride on your trail bike, four-wheeler or snowmobile.

Erie Insurance offers auto customers insurance coverage for many types of outdoor vehicles, including all-terrain vehicles (ATVs), snowmobiles, off-road motorcycles, trail bikes, mopeds and golf carts.[1]

ATV insurance (and other miscellaneous vehicle coverage) can help cover:

  • Physical damage to your vehicle, including collision, vandalism and theft.
  • Property damage liability (if another person’s property is damaged and you’re responsible for it.)
  • An accident with an uninsured or underinsured motorist.

Coverage and Convenience

By adding your off-road vehicles to your ERIE auto policy[2], you get the convenience of dealing with one insurance company, having one bill and you could end up paying less overall. Ask a local ERIE agent about any discounts for which you may qualify.

  1. 1. 
    Coverage of owned miscellaneous vehicles is not automatic. Miscellaneous vehicles can be added to the auto policy only if all drivers meet current underwriting requirements and all operators are of driving age.
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  2. 2. 
    Coverage is not available in all states. See individual policies for specific coverage details. Certain terms and limitations may apply. Refer to our disclaimer for additional information.
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