mobile homes

Mobile Home Insurance

When something unexpected happens—a fire or tornado, for instance—mobile home insurance can help cover the losses. Erie Insurance offers coverage for mobile, manufactured, double-wide and modular homes.

How insurance can help protect your mobile home

Mobile home insurance offers you coverage for the structure and the things you keep in it. If there was a fire, a burglary, a natural disaster or another covered loss, a mobile home policy[1] from ERIE would help cover:

  • The cost of temporary repairs that you make to your home to help protect it from additional damage. For example, you might need to board up damaged windows or tarp a hole in your roof after a bad storm.
  • The costs to replace keys and locks after a theft.[2]
  • Reasonable emergency first aid expenses for people or pets.
  • Additional living expenses, which may include the cost of living somewhere else while your home is repaired.
  • Debris removal costs.
  • An insured’s liability for the injury or harm to other people or property—anywhere in the world.
  • Medical payments for someone hurt in an accident while visiting your home or because of your actions.[3]

Insurance rates and quotes for mobile homes

Many people may not realize how important and affordable the coverage is to help protect your mobile home. You can get a free quote from an Erie Insurance agent who will help you determine the coverages you need. If you already have an auto insurance policy with ERIE, you may qualify for a discount.

  1. 1. 
    The coverage does not apply if you are using a mobile home for business purposes. See individual policies for specific coverage details. Certain terms and limitations may apply. Refer to our disclaimer for more information.
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  2. 2. 
    The key and lock replacement coverage is limited up to $250.
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  3. 3. 
    Medical payments for someone other than the insured, resident of the household or tenant.
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