Collector and Classic Car Insurance

Whether your passion is for restoring antique autos or showing your classic car at the local cruise-in, you’ll need insurance coverage. Antique, classic and special interest autos can be added to an Erie Insurance auto policy.[1]

Antique and Classic Collector Car Insurance

You love that special car—the engine, the color and the workmanship. Tinkering under the hood or showing your car at a classic car show is one of your favorite ways to spend a day. As an auto enthusiast, you’ve invested a lot of time and money in your car. Whether you own an antique, classic, collectible, or custom-built car, you’ll want to make sure that you have the right insurance coverage to keep your investment safe.

While some insurers require a separate policy for antique, classic or special interest vehicles, Erie Insurance can typically add them on the same policy as your other vehicles[1]. Having one policy streamlines your account and billing, freeing up your time so you can get back to your car. ERIE also offers discounts for antique or classic cars that are driven 500 miles or less per year.

Even if you never drive your vintage car, you’ll still want to protect it from unexpected events like fire, vandalism or theft. Your ERIE agent can help you find the right coverage at the right price for your special vehicle.

Here are some of the cars that Erie Insurance covers[1]:

Cars We Insure
What we look for
Cars We Insure
Classic Autos – at least 10 years old
What we look for
  • Limited production or exceptionally fine workmanship
  • Has achieved rare or historical interest by being restored, maintained or preserved
Cars We Insure
Antique Autos – 25 years old or older
What we look for
  • In good running condition
  • Licensed as an antique with the Department of Motor Vehicles
Cars We Insure
Special Interest Autos[2]
What we look for
  • Value is maintained or appreciates as the car gets older

Convenient Coverage

Adding your special vehicles to your ERIE auto policy allows you to easily manage multiple vehicles from one account. We’ve made the process of adding your vehicle easy and convenient by having you submit pictures and information regarding your vehicle[3] to your ERIE Agent. From there, we’ll handle the rest. Ask a local ERIE agent for more information about how to add your unique vehicles to your auto policy[4].

  1. 1. 
    On an Agreed Value basis. ERIE’s Agreed Value means the amount agreed to by the insured and ERIE as shown on the Declarations page.
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  2. 2. 
    ERIE will make the determination if the vehicle qualifies as a Special Interest Auto based on its findings.
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  3. 3. 
    Appraisals will only be complete on high value private passenger autos at ERIE’s discretion.
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  4. 4. 
    Coverage is not available in all states. See individual policies for specific coverage details. Certain terms and limitations may apply. Refer to our disclaimer for additional information.
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