“I told my son’s teenage friends not to run around our pool. I told them not to run around the pool with flippers on their feet. I turned my back. And sure enough what was bound to happen, happened …”

You'll be glad to know that everyone survived that little incident more or less intact, but it highlights one thing: for times like these, it’s nice to have a little backup. At ERIE, we wanted to call this “I Never Thought It Would Happen To Me” Coverage, but you get the idea; it’s all about being safe and not sorry later.

Umbrella — Personal Catastrophe and Liability Coverage

A personal umbrella policy provides an extra layer of liability protection. ERIE's Mastercover policy can be added to an existing ERIE auto or homeowners policy. It provides an additional $1 million coverage for you and your eligible family members against lawsuits arising from personal injury or property damage claims.

ERIE's Mastercover comes with these very handy features:

• Protection for the actions of covered family members over and above your auto and homeowners’ policies.
• Extra protection if a covered driver causes an accident and was liable for injury to others or property damage.
• Extra protection if someone is hurt on your property.
• Covers family members, worldwide, for actions that may cause injury to others or property damage. (Isn’t it nice to know we’ll follow you anywhere?)
• Award winning claims service that ensures you will be contacted promptly after reporting a loss. (Really, why should you have to wait?)

Talk to your ERIE Agent who can provide you with more information.

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