Erie Family Life Declared Interest Rate for Annuities

Deferred Annuities

Current interest rates, effective October 3, 2009:

• Flexible premium annuity – 3.00 percent*
• Single premium annuity – see chart below

Total First Year Interest Rate
Including Bonus of Guarantee Period

Single Premium	3 Year	5 Year	7 Year
$10,000 to $24,999	N/A	3.00%	3.10%
$25,000 to $49,999	N/A	4.00%	4.60%
$50,000 to $99,999	N/A	4.50%	5.10%
$100,000 and above	N/A	5.00%	5.60%

Renewal Interest Rate for
Balance of Guarantee Period

Single Premium	3 Year	5 Year	7 Year
All Amounts	N/A	3.00%	3.10%

Notes:

1. New Flexible Premium Deferred Annuity Premiums are guaranteed the current rate for one year from the date of premium payment.
2. The rates on new Single Premium Deferred Annuity contracts are guaranteed for the period specified, and premiums of $25,000 or more qualify for a first year interest rate bonus. Following the initial guarantee period, the minimum guaranteed interest rate is 3.00%.
3. The minimum guaranteed interest rate of 3% applies to new issue contracts as of August 15, 2005.

Annuity Payouts

Current interest rate, depending on length and type of contract and state of issue: 2.50 to 4.40 percent.

Notes:

1. Periodic rate changes do not affect life contingent payouts.
2. Rate adjustments may affect non-life contingent payouts (interest only payments, payments for a fixed period, etc).

* This product is not available in New York.
* These rates are guaranteed on initial deposits for one year from the date of deposit, after which they are subject to change.
* These rates payable on new deposits are subject to change at any time.

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