ERIE's Workers Compensation and Employers Liability program provides coverage to comply with the responsibilities imposed upon an employer by the Workers Compensation Law of your state.
Workers Compensation insurance provides coverage for injury or disease sustained by your employee arising in the course and the scope of their employment, regardless of negligence on your part.
Employers Liability insurance provides necessary protection in the event you negligently cause a work-related employee injury that is not covered by the workers compensation system.
Other States' coverage automatically provides temporary Workers Compensation and Employers Liability coverage for your new operations performed in states other than Nevada, North Dakota, Ohio, Washington, West Virginia and Wyoming.
Payment for medical services and compensation for temporary or permanent disability are made promptly as they become due.
ERIE will defend you in suits brought against you as a result of employee injury. This protection will be provided even if the allegations against your business are not true.